Mortgage Do's & Don'ts
We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.
COVID-19 Response: Most branch lobbies are currently open with new safety measures in place. We recommend checking our Website Locations Page before visiting us in person. Learn about potential assistance resources and our response on our Coronavirus Update Page.
Stimulus Payments: You should be able to access stimulus deposits in your account via direct deposit. For more information, and to check the status of your payment in the coming weeks, please visit the IRS website.
PPP Loans: A second round of Paycheck Protection Program loans was recently approved. We are now accepting Second Draw loan applications. The date of SBA program submission is currently pending, but expected to be released soon. We will share updates as they become available on our Commercial Lending Page.
Martin Luther King, Jr. Day: Independent Bank offices will be closed on Monday, January 18, 2021.
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A: 6018 US 31 North Williamsburg, MI 49690
A: 525 N. Cleveland-Massillon Rd., Suite 101 Akron, OH 44333
P: 234.815.1501
Monday - Friday 9:00 am - 5:00 pm
A: 3025 Boardwalk Dr., Suite 260 Ann Arbor, MI 48108
P: 734.545.7124
Monday - Friday 9:00 am - 5:00 pm
A: 1004 W. Midland Road Auburn, MI 48611
P: 989.662.4403
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 655 N. Port Crescent Bad Axe, MI 48413
P: 989.269.6471
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 745 N. Euclid Ave. Bay City, MI 48706
P: 989.684.6021
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 1:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm
Sunday 10:00 am - 1:00 pm
A: 623 Washington Ave. Bay City, MI 48708
P: 989.892.3511
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
A: 130 S. Bridge St. Belding, MI 48809
P: 616.794.0600
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
A: 204 W. Capital Ave. Bellevue, MI 49021
P: 269.763.9424
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
A: 32800 Southfield Road Beverly Hills, MI 48025
P: 248.647.5900
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 404 Perry Ave., Suite A Big Rapids, MI 49307
P: 231.796.5865
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
A: 4140 W. Maple Road Bloomfield Hills, MI 48301
P: 248.737.4242
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 8700 N. Second St, Brighton, 48116
P: 810.819.8005
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 6:00 pm
Saturday 8:30 am - 1:00 pm
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 6:00 pm
Saturday 8:30 am - 1:00 pm
A: 802 W. Grand River Ave. Brighton, MI 48116
P: 810.224.5880
Monday - Friday 9:00 am - 5:00 pm
A: 1111 W. Caro Road Caro, MI 48723
P: 989.673.5656
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 8:30 am - 12:00 pm
A: 323 W. Main St. Carson City, MI 48811
P: 989.584.3118
Monday - Wednesday 9:00 am - 4:30 pm
Thursday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Wednesday 9:00 am - 4:30 pm
Thursday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
A: 6727 Main St. Caseville, MI 48725
P: 989.856.2225
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
A: 6241 Main St. Cass City, MI 48726
P: 989.872.2105
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 8:30 am - 12:00 pm
A: 4115 17 Mile Road Cedar Springs, MI 49319
P: 616.696.0050
Monday - Wednesday 9:00 am - 5:00 pm
Thursday - Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
Monday - Wednesday 8:30 am - 5:00 pm
Thursday 8:30 am - 7:00 pm
Friday 8:30 am - 5:30 pm
Saturday 8:30 am - 1:00 pm
A: 129 Lansing St. Charlotte, MI 48813
P: 517.543.4994
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 1:00 pm
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 1:00 pm
A: 3500 W. Vienna Road Clio, MI 48420
P: 810.687.6710
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 8760 Orion Place, Suite 204 Columbus, OH 43240
P: 614.907.7243
Monday - Friday 9:00 am - 5:00 pm
A: 7389 Croton Hardy Dr. Newaygo, MI 49337
A: 16030 Michigan Ave., Suite 210 Dearborn, MI 48126
P: 313.446.8670
Monday - Friday 9:00 am - 5:00 pm
A: 1380 W. Lake Lansing Road East Lansing, MI 48823
P: 517.203.3800
Monday - Thursday 9:00 am - 6:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 2:00 pm
Monday - Thursday 9:00 am - 6:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 2:00 pm
A: 2900 West Road East Lansing, MI 48823
P: 517.324.7400
Monday - Friday 9:00 am - 5:00 pm
A: 2461 S. Michigan Road Eaton Rapids, MI 48827
P: 517.663.4108
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
A: 1615 W. Center Ave. Essexville, MI 48732
P: 989.893.4563
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 8:00 am - 5:00 pm
Friday 8:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm
Sunday 10:00 am - 1:00 pm
A: 32900 Middlebelt Road Farmington Hills, MI 48334
P: 248.539.4600
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 6750 Cascade Road SE Grand Rapids, MI 49546
P: 616.949.2189
Monday - Wednesday 9:00 am - 5:00 pm
Thursday - Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
Monday - Wednesday 9:00 am - 5:00 pm
Thursday - Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
A: 77 Monroe Center Ave. NW, Suite 1200 Grand Rapids, MI 49503
P: 616.458.7045
Monday - Friday 8:30 am - 5:00 pm
A: 3800 Alpine Ave. NW Comstock Park, MI 49321
P: 616.784.6654
Monday - Wednesday 9:00 am - 5:00 pm
Thursday - Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Wednesday 9:00 am - 5:00 pm
Thursday - Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 4200 E. Beltline Grand Rapids, MI 49525
P: 616.363.1207
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
A: 3090 Plainfield NE Grand Rapids, MI 49505
P: 616.447.0900
Monday - Wednesday 9:00 am - 5:00 pm
Thursday - Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
Monday - Wednesday 9:00 am - 5:00 pm
Thursday - Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
A: 4525 Lake Michigan Dr. Walker, MI 49534
P: 616.735.2293
Monday - Thursday 9:00 am - 6:00 pm
Friday 9:00 am - 7:00 pm
Saturday 9:00 am - 2:00 pm
Monday - Thursday 9:00 am - 6:00 pm
Friday 9:00 am - 7:00 pm
Saturday 9:00 am - 2:00 pm
A: 720 W. Shaw Howard City, MI 49329
P: 231.937.4374
Monday - Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
A: 230 W. Main St. Ionia, MI 48846
A: 2551 S. State St. Ionia, MI 48846
P: 616.527.6760
Drive-Up
Monday - Friday 9:30 am - 6:00 pm
Saturday 9:30 am - 2:00 pm
A: 1090 N. 10th St., Suite 210 Kalamazoo, MI 49009
P: 269.569.7237
Monday - Friday 9:00 am - 5:00 pm
A: 5854 State St. Kingston, MI 48741
A: 1985 W. Genesee St. Lapeer, MI 48446
P: 810.245.8908
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 8:30 am - 1:00 pm
A: 144 S. Main St. Leslie, MI 49251
P: 517.589.8222
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 37601 W. Five Mile Road Livonia, MI 48154
P: 734.591.4400
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 450 S. Dexter St. Ionia, MI 48846
P: 616.527.7500
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Friday 8:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
A: 3251 Henry St. Muskegon, MI 49441
P: 231.830.3999
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
A: 29 Church Street Saranac, MI 48881
P: 616.642.9406
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
A: 2593 S. Van Dyke Marlette, MI 48453
P: 989.635.3541
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 8:30 am - 12:00 pm
A: 190 W. Kipp Road Mason, MI 48854
P: 517.244.9361
Monday - Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 2:00 pm
Monday - Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 2:00 pm
A: 201 N. Mitchell St., Suite 104 Cadillac, MI 49601
P: 231.942.7156
Monday - Friday 9:00 am - 5:30 pm
A: 319 E. Broadway Mt. Pleasant, MI 48858
P: 989.772.9405
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 103 East Preston St Mt. Pleasant, MI. 48859
A: 202 W. Broomfield St. Mt. Pleasant, MI 48858
A: 1801 S. Mission St. Mt. Pleasant, MI 48858
A: 41 N. State Rd. Newaygo, MI 49337
P: 231.652.1665
Monday - Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 5:30 pm
Saturday 8:30 am - 12:00 pm
A: 199 W. River Valley Newaygo, MI 49337
A: 4046 Huron St. North Branch, MI 48461
P: 810.688.3051
Monday - Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 5:00 pm
A: 3765 Huron St. North Branch, MI 48461
P: 810.688.4727
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 8:30 am - 1:00 pm
A: 2119 Hamilton Road Okemos, MI 48864
P: 517.381.0817
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm
A: 112 S Main St, Olivet, MI 49076
24 Hour ATM Service
A: 75 S Main St, Pigeon, MI 48755
24 Hour ATM Service
A: 408 Mable St. Pinconning, MI 48650
P: 989.879.2747
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 11628 Bunkerhill Road Pleasant Lake, MI 49272
P: 517.769.2200
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 1601 Grand River Ave. Portland, MI 48875
P: 517.647.7547
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 5:30 pm
Saturday 8:30 am - 12:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 5:30 pm
Saturday 8:30 am - 12:00 pm
A: 320 E Vermontville Hwy, Potterville, MI 48876
24 Hour ATM Service
A: 348 Main St. Rives Junction, MI 49277
A: 78 S. Main St. Rockford, MI 49341
P: 616.866.4471
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 1:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 5:30 pm
Saturday 8:30 am - 1:00 pm
A: 1445 N. Center Road Saginaw, MI 48638
P: 989.799.1673
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:30 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm
A: 5500 Dixie Highway Saginaw, MI 48601
P: 989.777.1661
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm Saturday 9:00 am - 1:00 pm
A: 4850 Bay Road Saginaw, MI 48604
P: 989.799.0070
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 6:00 pm
Friday 9:00 am - 7:00 pm
Saturday 9:00 am - 2:00 pm
Sunday 10:00 am - 1:00 pm
A: 3601 State St. Saginaw, MI 48602
P: 989.799.0720
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 1:00 pm
A: 7400 Bay Road University Center, MI 48710
A: 7400 Bay Road University Center, MI 48710
A: 5 Third St. SE Sand Lake, MI 49343
P: 616.636.8881
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Friday 8:30 am - 5:00 pm
Saturday 8:30 am - 12:00 pm
A: 8880 Unionville Road Sebewaing, MI 48759
P: 989.883.3310
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 49785 Van Dyke Ave. Shelby Township, MI 48317
P: 586.731.6130
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 525 S. State St. Sparta, MI 49345
P: 616.887.8277
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
A: 209 S. Main St. Standish, MI 48658
P: 989.846.4595
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
A: 93 W. Fourth St., Suite D Suttons Bay, MI 49682
P: 231.995.5565
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
A: 77 Monroe Center NW Grand Rapids, MI 49503
P: 616.458.7045
Monday - Friday 9:00 am - 5:00 pm
A: 4011 Eastern Sky Dr. Traverse City, MI 49684
P: 231.995.5540
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Monday - Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm
A: 333 W. Grandview Parkway Traverse City, MI 49684
P: 231.995.5508
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
A: 1239 S. Garfield Traverse City, MI 49684
P: 231.995.5575
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Monday - Friday 9:00 am - 5:30 pm
Monday - Friday 9:00 am - 4:30 pm
Monday - Friday 9:00 am - 5:00 pm
A: 201 W. Big Beaver Rd., Suite 201 Troy, MI 48084
P: 248.918.5690
Monday - Friday 9:00 am - 5:00 pm
A: 6586 Center St. Unionville, MI 48767
A: 194 Main St. Vermontville, MI 49096
A: 1075 Wilcox Ave. White Cloud, MI 49349
P: 231.689.6608
Monday - Friday 9:00 am - 4:00 pm
Monday - Thursday 8:30 am - 4:30 pm
Friday 8:30 am - 5:00 pm
Saturday 8:30 am - 12:00 pm
A: 1245 E. Grand River Road Williamston, MI 48895
P: 517.655.2168
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
I will personally work with you to help finance your home. As a seasoned professional with a background in real estate and mortgage lending, I feel that it's not just about the payment, rate, or term. My focus is your future and how this mortgage will affect your life. For most people, a mortgage is a large transaction, so my job is to listen and try to fulfill your needs to the best of my ability. From first-time homebuyers to the most seasoned high-balance purchaser, I will deliver the right mortgage in a comfortable setting.
Personally, I am involved in the local community and recently found a special place in my life for non-profit work. I am always looking for ways to help our neighbors live a more enhanced life. My driving force every day is my family. I have a wife and three kids, and they are the center of my world. I like to stay active with outdoor activities, such as biking, camping, fishing, and hiking. I look forward to many more years in this exciting industry, and hope that I have a chance to work with you or someone you know!
"Independent Bank and the Standale staff are awesome! I would and have referred numerous people to the bank. Keep up the great work!"
"We have worked with Adam many times over the years on new mortgages and refinances and he does an amazing job with everything. He explains everything very well and lays out the best options. I would highly recommend Adam to anyone who is looking for mortgage services."
"I almost feel weird answering ALL "EXCELLENT" for Adam Banninga. I've been through mortgages before and this BY FAR was the most sincere and personable ever. I felt a part of Independent Bank, and felt welcomed all due to his professionalism and praise for the company he works for. He is awesome!"
"Adam Banninga was extremely knowledgeable & friendly. He had everything well organized & easy to follow, which helped us from having questions along the way. Thank you!"
"Our experience with Independent Bank has been beyond excellent in every interaction we've had. Better than excellent on all fronts. And we really can't say enough about our loan officer Adam Banninga. He showed an expertise, kindness, and professionalism that continued to impress us at every turn. We felt completely taken care of through every step of this process and never doubted for a second that this was the best possible place to bring our business. Adam is truly brilliant, an absolute gem and we couldn't be more grateful for all he did. Not only that, he's one of the most pleasant people to interact with. Our family will be recommending Independent Bank to anyone and everyone. We really can't thank you folks enough."
"Adam and Brandi were awesome to work with. Very prompt answering all questions and our loan closed earlier than we thought it would. Everything went great, very smooth process."
"Adam does an amazing job. You never have to worry about your loan or the process; he makes it all so seamless!"
"Adam takes the time to call and/or email many hours past normal business hours! He has personally called me in the evening, even when I was out of town, to make sure I knew that everything was being taken care of. I know he cares about me as a client and I know he cares about me as a person! Thank you, Adam, and thank you, Independent Bank.”
"Fantastic experience working with Adam."
"Adam did such a great job with the first loan 2 1/2 years ago, that I didn't even look anywhere else when we needed a mortgage this time. I knew we would receive excellent help throughout the entire process, and we did!"
We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.
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