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All Mortgage Loan Officers
Adam Banninga

Adam Banninga

Senior Mortgage Loan Officer | Grand Rapids - Standale | NMLS ID: 400565

I will personally work with you to help finance your home. As a seasoned professional with a background in real estate and mortgage lending, I feel that it's not just about the payment, rate, or term. My focus is your future and how this mortgage will affect your life. For most people, a mortgage is a large transaction, so my job is to listen and try to fulfill your needs to the best of my ability. From first-time homebuyers to the most seasoned high-balance purchaser, I will deliver the right mortgage in a comfortable setting.

Personally, I am involved in the local community and recently found a special place in my life for non-profit work. I am always looking for ways to help our neighbors live a more enhanced life. My driving force every day is my family. I have a wife and three kids, and they are the center of my world. I like to stay active with outdoor activities, such as biking, camping, fishing, and hiking. I look forward to many more years in this exciting industry, and hope that I have a chance to work with you or someone you know!

Phone Number

Office: 616.735.5595
Fax: 616.735.5593


4525 Lake Michigan Dr. Walker, MI 49534




Holly H.

October 23, 2020

"Independent Bank and the Standale staff are awesome! I would and have referred numerous people to the bank. Keep up the great work!"

Jeff U.

July 14, 2020

"We have worked with Adam many times over the years on new mortgages and refinances and he does an amazing job with everything. He explains everything very well and lays out the best options. I would highly recommend Adam to anyone who is looking for mortgage services."

Yvonne J.

July 7, 2020

"I almost feel weird answering ALL "EXCELLENT" for Adam Banninga. I've been through mortgages before and this BY FAR was the most sincere and personable ever. I felt a part of Independent Bank, and felt welcomed all due to his professionalism and praise for the company he works for. He is awesome!"

Amber S.

July 6, 2020

"Adam Banninga was extremely knowledgeable & friendly. He had everything well organized & easy to follow, which helped us from having questions along the way. Thank you!"

Brock D.

January 22, 2020

"Our experience with Independent Bank has been beyond excellent in every interaction we've had. Better than excellent on all fronts. And we really can't say enough about our loan officer Adam Banninga. He showed an expertise, kindness, and professionalism that continued to impress us at every turn. We felt completely taken care of through every step of this process and never doubted for a second that this was the best possible place to bring our business. Adam is truly brilliant, an absolute gem and we couldn't be more grateful for all he did. Not only that, he's one of the most pleasant people to interact with. Our family will be recommending Independent Bank to anyone and everyone. We really can't thank you folks enough."

Tiffins B.

July 29, 2019

"Adam and Brandi were awesome to work with. Very prompt answering all questions and our loan closed earlier than we thought it would. Everything went great, very smooth process."

Kenneth K.

May 30, 2019

"Adam does an amazing job. You never have to worry about your loan or the process; he makes it all so seamless!"

Michael R.

September 20, 2018

"Adam takes the time to call and/or email many hours past normal business hours! He has personally called me in the evening, even when I was out of town, to make sure I knew that everything was being taken care of. I know he cares about me as a client and I know he cares about me as a person! Thank you, Adam, and thank you, Independent Bank.”

Barry B.

July 21, 2017

"Fantastic experience working with Adam."

Chad B.

June 9, 2017

"Adam did such a great job with the first loan 2 1/2 years ago, that I didn't even look anywhere else when we needed a mortgage this time. I knew we would receive excellent help throughout the entire process, and we did!"


Mortgage Do's & Don'ts

We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.

ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources