Forgot your wallet at lunch? No worries, you can pay your friend back before you even leave the restaurant.

With PeoplePay, you can pay the easy way by sending and receiving money right from your phone. It’s free, and all you need to participate is an Independent Bank checking account, be a consumer online and mobile banking customer, enroll in the PeoplePay service, and acknowledge our Online Banking Agreement. Depending on the payment method you choose, you would need one of the following options for your payee: email address, mobile phone number, bank account number, or address.

To download the Independent Mobile app, visit the App Store on your iPhone or Google Play Store on your Android, and search "Independent Mobile Banking."

Follow this step-by-step process to begin using PeoplePay on your mobile device now:

1. Sign into your Independent Mobile app
2. Select the Menu button in the top left corner of the screen
3. Select "People Pay" from the available options
4. Enter the name, and email address OR mobile phone number of the person you would like to pay
5. Enter the amount and select the account the money will be coming from
6. Confirm everything is correct, and your payment is ready to send!

For questions, please contact Customer Service at 800.355.0641 Monday-Friday from 8 am-8 pm (EST) or Saturday-Sunday from 8 am-6 pm (EST).