<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1594118447410323&amp;ev=PageView&amp;noscript=1">
For the safety of our customers and employees, our branch lobbies are open by appointment only, but we are open for business via our drive-thrus.


You are now leaving the Independent Bank website. Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content or security of any linked web page.

Click “OK” to continue or “Cancel” to go back

Ok Cancel
x Want to chat? How can we help you? open chat
All Commercial Bankers
Phil Clacko

Phil Clacko

VP, Commercial Banker | East Lansing - West Road Loan Center - No Cash Transactions

Located in East Lansing, Phil joined the bank in 2014 but has worked in the banking industry for 14 years. He has served in several business banking and small business capacities, including Relationship Management, Business Banking Management, and Specialty Finance (SBA, MEDC). He is very involved in the greater Lansing community as the board Vice President of Downtown Lansing, Inc., as a Board of Trustees member at Dewitt Public Schools Foundation, and as a youth sports coach. Phil has won multiple banking awards, including the SBA 504 Lender of the Year award and the President’s Circle award. He graduated from Grand Valley State University with a Bachelor of Business Administration degree.

Phone Number

Office: 517.324.7406


2900 West Road East Lansing, MI 48823





Gain access to our videos—learn about how Independent Bank is helping customers, inspiring employees, and investing in our communities.

Mortgage Do's & Don'ts

We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.

ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

Graduation Checklist

A checklist for college-bound graduates, plus financial tips

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources