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All Commercial Bankers
Matt Reinbold

Matt Reinbold

VP, Commercial Banker | Bay City - Washington Ave.

Located in Bay City, Matt has been with Independent Bank for 16 years and has 20 years of experience in the banking industry. He is a Finance graduate of Saginaw Valley State University. Matt keeps busy by volunteering time with The United Way as a member on their Board of Directors & Board Treasurer. He is also active with the Bay Area Chamber of Commerce and the Great Lakes Bay Regional Alliance Institute for Leaders. He is the recipient of the Michigan Works MVP Award for Customer Service.

Phone Number

Office: 989.891.4087


623 Washington Ave. Bay City, MI 48708




James K.

April 4, 2019

"You rock. I really mean that. Someone walked in to the room when I was on the phone with you and I said it is so good to do business with competent people that care. You guys really have a great team over there."



Gain access to our videos—learn about how Independent Bank is helping customers, inspiring employees, and investing in our communities.

Mortgage Do's & Don'ts

We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.

ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

Graduation Checklist

A checklist for college-bound graduates, plus financial tips

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources