*Subject to 1099-INT reporting. Offer paid out within 60 calendar days of qualification. Valid for new bank customers customers only. Cannot be combined with any other offer. Account must be in good standing to receive the bonus. Account must be opened by December 31, 2024. 

**Please see Current Rates for interest tiers. Annual Percentage Yield (APY). Rate based on monthly volume of debit card swipes. Rate subject to change without notice. 

^Up to $500 example based upon an average daily balance of $10,000 and 46 or more debit card swipes each statement period. Interest of 0.10% APY will be paid on balances over $10,000.01.

¹Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.

²$50 Deductible applies. Maximum of two (2) claims per year. Covers up to four (4) phones on a cellular telephone bill.

³Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits. Guide to Benefits document is given at time of account opening.

⁺If eStatements are not selected, a $3/month fee will be assessed for paper statements. Fee may reduce earnings. $10 minimum deposit is required for all accounts at account opening. Accounts are subject to standard account opening guidelines. Other fees and restrictions may apply.