CMU & SVSU students

Why switch to Independent for campus banking?
If you currently have a checking account with another financial institution, consider switching to Independent Bank’s Classic checking account. It’s the most convenient, low-cost bank account on and off campus. Check out all the outstanding features and services of the Independent Bank Classic checking account.

  • Free checks: Your first order of a mini-pak of single-copy 30 checks is absolutely free
  • Gift with account opening: When you open your account at our CMU campus location or SVSU campus location
  • Visa® debit card
  • No minimum balance
  • No monthly service charge
  • Free Independent Mobile*
  • Free Classic Text**
  • 24-hour convenience: You can access your account information through Independent Bank's online banking or bill pay or by calling Independent Bank’s telephone banking at 888.300.3193
  • For SVSU students, use of SVSU ACCESS Card or for CMU students, use of a CMU ACCESS card. Your convenient and secure ACCESS card can be used as an ATM card and for purchases; it’s fast, convenient and secure
  • Learn more about our other customizable checking accounts, including accounts with a competitive interest rate!

How can I make deposits into my son's or daughter's account?
We know that banking for college students involves transactions both on campus and at home.
That’s why we make it easy to add money to your Independent Bank checking account by through Independent Bank offices statewide, by mail or through wire transfers.

How can I make a deposit?
1. Independent Bank offices statewide: Make a deposit at any Independent Bank office in Michigan.

2. Bank by mail: 

  • SVSU office: Deposit to your account by sending checks payable to you and a deposit slip to Independent Bank, 7400 Bay Road, The Doan Center, University Center, MI 48710 or to Independent Bank.
  • CMU office: Deposit to your account by sending checks payable to you and a deposit slip to Independent Bank, 103 E. Preston, Bovee University Center, 2nd Floor 319 E. Broadway, Mt. Pleasant, MI 48858.

3. Wire transfers: Move money from an account at another bank to your Independent Bank checking account (and vice versa) electronically. The Independent Bank routing number is 072402652.

Can I have my financial aid refund directly deposited in my account?

Where is the CMU campus office location?
103 E. Preston
Bovee University
Center, 2nd Floor
Mt. Pleasant, MI 48858
Get additional location information.

Where is the SVSU campus office location?
The Doan Center
7400 Bay Road
University Center, MI 48710
Get additional location information.

*An Independent Bank account and online banking are required for enrollment in Independent Mobile.
**An Independent Bank ATM or debit card is required for enrollment in Free Classic Text.