personal loans


3.99% 4.092% APR*
- Reduce rates by refinancing your car loan from another bank to us*
- Buy a new car, boat, RV or motorcycle
- Make home improvements

*4.092% APR based on $25,000 loan, monthly payment $186.08 or 4.045% APR based on $50,000 loan with monthly payment $370.86, both with a 180-month term. Samples exclude real estate and manufactured housing. Other terms apply for real estate and manufactured housing. Contact your local office for details. Bank approved age and type of collateral is required for loan terms up to 180 months. Shorter term loans are also available. The promotional rate is based on a minimum credit score of 750. Other rates and terms are available for different credit scores. Eligibility for promotional rate requires auto pay from an Independent Bank account and is limited
to secured loans. Borrowers must meet standard qualification criteria. $175 processing fee. Promotion begins
February 1 and ends April 14, 2014. New or existing Independent Bank loans are eligible for promotional rate.

CALL 800.285.3111

Personal line of credit
A personal line of credit is a pre-approved, unsecured line of credit. When you need money, take one of the special checks we’ll provide you, fill it out with the exact amount you need and sign it. You can use this check to deposit money in an account or to pay a third party for a purchase. Applications and complete terms and conditions are available at any Independent Bank office.

Home Equity Line of Credit (HELOC)
A home equity loan or line of credit will allow you to borrow money, secured by the equity in your home. Use the extra cash for whatever you choose: home improvements, tuition, debt consolidation and more. Interest may even be tax deductible!

Use the Visa® ATM card to withdraw money from your home equity line of credit. It’s the card that works just like a regular Visa card for purchases and ATM withdrawals. It’s convenient and hassle-free.

Normal Credit standards and restrictions apply. Consult your tax advisor regarding deductibility of interest.

Online Banking & Bill Pay - Image Ad Online Banking & Bill Pay - Image Ad
SwiftPay Online Loan - Image Ad SwiftPay Online Loan - Image Ad

Rates Placeholder

Current rates section