tired of paying rent?

If you’re renting and think you can’t afford to own a home, think again.

Every borrower’s situation is unique, which is why working with an Independent Bank residential loan officer will get you headed in the right direction.

  • Our low down payment or no down payment programs can help, even if your credit is less than perfect.
  • We also offer FHA, VA, MSHDA and other government programs that feature smaller down payments and affordable monthly payments.

When you own your own home, you not only start earning tax benefits, you invest in your community and your future. Just look around, there are many great homes available. Contact your residential loan officer for a mortgage prequalification. 

No up-front fees for prequalification. Normal credit standards and restrictions apply to conventional loans. Additional credit standards and restrictions apply to FHA, VA, MSHDA and other government programs. Consult your tax advisor regarding deductibility of interest.