Personal Loans

Independent Bank offers customers many ways to finance their dreams through personal loans. Whatever your goal, Independent Bank has dedicated financial professionals and a variety of products to help you achieve it. Our loans can pay for your education, buy a new boat or RV, or let you access short-term credit through the equity in your home. Stop by and we’ll help find the product or service that’s best for you.

Personal line of credit

A personal line of credit is a pre-approved, unsecured line of credit. When you need money, take one of the special checks we’ll provide you, fill it out with the exact amount you need, and sign it. You can use this check to deposit money in an account or pay a third party for a purchase. Applications and complete terms and conditions are available at any Independent Bank office.

Home Equity Line of Credit (HELOC)

A home equity loan or line of credit will allow you to borrow money secured by the equity in your home. Use the extra cash for whatever you choose: home improvements, tuition, debt consolidation and more. Interest may even be tax deductible!

Use the Equity Access MasterCard to withdraw money from your home equity line of credit. It’s the card that works just like a Debit MasterCard for purchases and ATM withdrawals. It’s convenient and hassle-free.

Normal Credit standards and restrictions apply. Consult your tax advisor regarding deductibility of interest.