Loans
Independent Bank offers auto loans, personal loans and loans to finance recreational vehicles, home improvements, college expenses and other personal needs. Our interest rates are competitive, and repayment terms are available to fit almost any budget.
Personal line of credit
A personal line of credit is a pre-approved, unsecured line of credit. When you need money, take one of the special checks we’ll provide you, fill it out with the exact amount you need and sign it. You can use this check to deposit money in an account or to pay a third party for a purchase. Applications and complete terms and conditions are available at any Independent Bank office.
Home Equity Line of Credit (HELOC)
A home equity loan or line of credit will allow you to borrow money, secured by the equity in your home. Use the extra cash for whatever you choose: home improvements, tuition, debt consolidation and more. Interest may even be tax deductible!^
Use the Visa® ATM card to withdraw money from your home equity line of credit. It’s the card that works just like a regular Visa card for purchases and ATM withdrawals. It’s a convenient and hassle-free.
Normal Credit standards and restrictions apply. Consult your tax advisor regarding deductibility of interest.
