Credit Cards

Get to know Apple Pay

As a valued credit card member of Independent Bank,^ we are excited to announce that you can now use Apple Pay! With a single tap it's possible to make secure, mobile payments at over 220,000 locations.

Apple Pay is a mobile payments technology that allows you to make a purchase with an iPhone® 6, the iPhone 6 Plus, or even a new iPad® using your credit card. And you're able to authenticate purchases with a thumprint.

It's easy to use Apple Pay. First, make sure you have the latest version of iOS 8. No other apps are needed. Then, add your credit card to Passbook® by taking its picture and following directions on your iPhone. Once your credit card is verified, you're ready to shop.

Visit http://apple.com/apple-pay for more information.


Are you looking for a rewards card that earns automatic bonus points on every purchase? Or maybe you'd like to pay down your balances on other credit cards faster or to save on interest. Whatever your needs, we have a credit card that’s right for you.

Types of Accounts

Visa Signature® Bonus Rewards Card

  • Get a 25% BONUS on all points earned* every month, automatically
  • No caps or limits on the points you can earn
  • $25 cash back with your first purchase
  • Redeem for cash back, travel, gift cards and merchandise rewards

Learn More & Apply

Visa Signature® Bonus Rewards PLUS Card

  • Get a 50% BONUS on all points earned** every month, automatically
  • No caps or limits on the points you can earn
  • $50 cash back with your first purchase
  • Redeem for cash back, travel, gift cards and merchandise rewards

Learn More & Apply

Visa® Platinum Card

  • Save on interest
  • Pay down your other credit card balances faster
  • Enjoy the everyday convenience of a non-rewards card

Learn More & Apply

College Rewards Visa® Card

  • Receive 1,000 bonus rewards points with your first purchase
  • Earn 1 reward point for every net $1 you spend on purchases
  • Redeem your points for cash back, travel, gift cards and merchandise rewards

Learn More & Apply

Secured Visa® Card

  • Open a savings account that is pledged as security for your credit card account
  • Excellent opportunity for someone starting a credit history or someone who has been turned down for a credit card

Learn More & Apply

Make payments, check your balance

If you’re an existing Visa credit card customer, select make a payment to access your account, make payments, or verify your balance.

Lost or stolen card?

If your Visa credit card is lost or stolen, please call 800.558.3424.

*The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)
**The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50 points)
The creditor, issuer and service provider is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

^Our Visa Credit Card products are currently compatible with Apple Pay.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc. The creditor and issuer of these credit cards is Elan Financial Services pursuant to a license from Visa U.S.A. Inc. © 2014 Elan Financial Services. All Rights Reserved.