Give a referral. Get a gift!

When you refer us to a friend and your friend signs up for a checking account or applies for a direct personal loan*, you'll receive a $10 gift card as our way of saying 'thank you!' 

Select a link to download a a referral coupon:

With three customizable personal checking account types to choose from, Independent Bank is sure to have a checking account for you, including a free checking account option. To find the account that’s best for you, visit the Personal Checking page on this site.

Independent Bank has offices conveniently located throughout Michigan. To find a location near you, select a city from the pull-down menu below.


Visit your local Independent Bank office to discuss which checking account fits you. In addition to our checking account options, we offer a variety of checking and savings options to meet every need.

*Non-real estate secured loans.