checking
With five personal checking account types to choose from, Independent Bank is sure to have a checking account to fit your needs, including free checking account options. Find the account that’s best for you with this chart.
Your personal checking account includes
- FREE Visa debit card
- FREE online banking and bill pay
- FREE e-statements
- FREE money for your old checks and check cards
Freedom checking
A FREE checking account for everyone.
- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check writing
Liberty checking
FREE checking account with the convenience of direct deposit or any automatic payment.
- Competitive interest
- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check writing
Vista 50
- Competitive interest
- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check writing
Horizons Club
For those interested in club benefits.
- Competitive interest for combined balance of $5,000*
- No monthly service charge
- No per check charge
- 50% off your check purchase or complimentary Horizons Club non-duplicate checks
- Unlimited check writing
- Exclusive trips and seminars
- Local merchant discounts
Peak Performance
An account for those interested in higher interest.
- Higher interest rates with balances of $2,500+
- Competitive interest if balance falls below $2,500
- No per check charge
- Unlimited check writing
Transit routing number
Independent Bank’s transit routing number is 072402652. Use this number to set up your drafts, direct deposits and outside transfers.
Refer us to a friend!
When you refer us to a friend and your friend signs up for a checking account, you'll receive a $10 gas card as our way of saying 'thank you!'
Identity theft protection
We’re committed to safeguarding your privacy. To learn more about more identity theft protection, visit the Deluxe Provent website.
Note: Please refer to our schedule of service(s) and fees
for complete information. Some restrictions apply.
*$5.95 monthly maintenance fee is charged if balance falls below $5,000.
