Checking

With five personal checking account types to choose from, Independent Bank is sure to have a checking account to fit your needs, including free checking account options. Find the account that’s best for you with this chart.

Your personal checking account includes

  • FREE Visa check card
  • FREE gift when you open an account
  • FREE online banking and bill pay
  • FREE e-statements
  • FREE money for your old checks and check cards

Freedom checking

A FREE checking account for everyone.

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing

Liberty checking

FREE checking account with the convenience of direct deposit or any automatic payment.

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing

Vista 50

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing

Horizons Club

For those interested in club benefits.

  • Competitive interest for combined balance of $5,000
  • No monthly service charge
  • No per check charge
  • Free Horizons Club checks and discounts on specialty checks
  • Unlimited check writing
  • Exclusive trips and seminars
  • Local merchant discounts

Peak Performance

An account for those interested in higher interest.

  • Higher interest rates with balances of $2,500+
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Unlimited check writing


Transit routing number

Independent Bank’s transit routing number is 072402652. Use this number to set up your drafts, direct deposits and outside transfers.


Tell a friend about Independent Bank

Tell a friend about Independent Bank and you both receive a free gift!


Identity theft protection

We’re committed to safeguarding your privacy. To learn more about more identity theft protection, visit the Deluxe IDENTITY GUARD® Web site.

Note: Please refer to our schedule of service(s) and fees
for complete information. Some restrictions apply.