Checking

With five personal checking account types to choose from, Independent Bank is sure to have a checking account to fit your needs, including free checking account options. Find the account that’s best for you with this chart.

Your personal checking account includes

  • FREE Visa check card
  • FREE gift when you open an account
  • FREE online banking and bill pay
  • FREE return of cancelled check images for record keeping
  • FREE e-statements
  • FREE money for you old checks and check cards
  • Eagle Extras rewards program – Swipe. Earn. Redeem.

Freedom Checking

A FREE checking account for everyone.
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing

Liberty Checking

FREE checking account with the convenience of direct deposit or any automatic payment.
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing

Vista 50

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing

Horizons Club

For those interested in club benefits.
  • Competitive interest for combined balance of $5,000
  • No monthly service charge
  • No per check charge
  • Free Horizons Club checks and discounts on specialty checks
  • Unlimited check writing
  • Exclusive trips and seminars
  • Local merchant discounts

Peak Performance

An account for those interested in higher interest.
  • Higher interest rates with balances of $2,500+
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Unlimited check writing

Tell a friend about Independent Bank

Tell a friend about Independent Bank and you both receive a free gift!
Select the link to download a Tell-A-Friend coupon:

Fit and Fresh coupon
Mackinac Bridge Walk and Fun Facts coupon


Identity theft protection

We’re committed to safeguarding your privacy. To learn more about more identity theft protection, visit the Deluxe IDENTITY GUARD® Web site.


Note: Please refer to our schedule of service(s) and fees for complete information. Some restrictions apply.