On October 20, Independent Bank will celebrate the American Bankers Association Education Foundation’s ninth annual Get Smart About Credit Day in high school classrooms, explaining wise credit use. In 2010, associates reached a total of 4,071 students and adults through the program.

“If credit came with an owner’s manual, it would be filled with the tips and secrets bankers will share with young adults today,” explains Laura Fisher, executive director of the ABA Education Foundation, which sponsors the Get Smart About Credit program. “For those who already have a card in their wallet, make an honest assessment of your credit habits. Share your best practices with your child or make changes if you’re on the wrong track.”

Get Smart About Credit Day brings bankers and students together for lessons on developing good credit habits, such as paying on time, protecting your identity, using credit wisely and not borrowing more than you can repay. To learn more, contact your local banking office.