Member benefits and special offers

At Independent Bank, we are completely customer focused with our own special brand of personal, hometown service. Our associates have the knowledge, flexibility and authority to customize products and services to meet your needs. And as with any Independent Bank account, you will receive personal assistance by bank officers with your money management questions to help make your money work harder for you.

Our offices have teamed up with businesses in your area to provide special discounts just for Horizons Club members. As a member, you will receive a copy of our annual Horizons Club Merchant Directory of Discounts showcasing hundreds of valuable discounts redeemable at participating companies located across Michigan.

Membership also entitles you to receive a complimentary subscription of our quarterly Horizons Club Newsletter, providing updates on current promotions and bank happenings including the following exclusive Club events:
  • Picnics and day trips
  • Travel tours
  • Seminars and more

Upgrade your membership with the Horizons Advantage

Add these additional benefits to your Horizons Club account for only $3 per month:
  • $10,000 AD & D insurance & $20,000 common carrier insurance Coverage is provided immediately at no additional charge. Coverage is reduced 50% at age 70. If joint account, total coverage is divided evenly. You may elect additional coverage. See application.
  • Protect-your-cards You may register all your credit cards and debit cards with our convenient protection service. Should your card(s) become lost or stolen, call our toll-free number, and our operators will make all the necessary arrangements to have your registered cards cancelled and reissued immediately.
  • Identity Watch Help protect what you value most: your identity. As a member, enrolling in the Identity Watch program provides you with a copy of your credit report, ongoing credit file-monitoring and comprehensive victim assistance benefits. Identity Watch is an easy way to protect yourself against one of the fastest growing crimes.
  • Prescription drug discounts This card is available through the PreScrip Program. You and your family will receive discounts on many prescriptions through local participating pharmacies.
  • Prescription eyewear discounts You will receive guaranteed lowest prices on eyewear at thousands of locations nationwide plus a 30-day satisfaction guarantee.
  • Living Family Journal Create peace of mind from the convenience of your personal computer. Organize, record and document your personal, medical and financial information with your Living Family Journal. Ask for more details.
  • Hearing instrument discounts Members receive free hearing exams and 15% off auditory devices at Beltone locations or the opportunity to save 60% on mail orders.
  • Travel services Simply call our toll-free number and receive complete, computerized, instant reservations to any destination 24 hours a day, seven days a week. Reserved seats, hotel accommodations and rental car reservations are included.
  • Guaranteed lowest airline rates You are guaranteed the lowest available airfare at the time of booking or we will pay the difference.
  • Hotel/motel & rental car discounts You will receive corporate, or the lowest available rate, at nationally recognized hotels/motels and major car rental companies when your reservations are made through the travel reservation service.
  • Travel rebates You will receive a 5% rebate on all air and car rental arrangements and a 5% rebate on all hotel reservations booked through our travel service.
  • 50% discount off hotels & motels Your membership entitles you to save up to 50% on each night of your stay at thousands of hotels and motels across America and abroad.
  • EasySaver membership This program offers addional discounts on pet food, theme park and movie theatre tickets, magazine subscriptions, golfing and much more.