Business Debit MasterCard®

Your Business Debit MasterCard is a convenient way to get cash and make purchases for yourself and your business. Easily track, report, and separate expenses. Plus, with MasterCard’s benefits and security features, your card protects you from fraud and may save you money.

Free benefits

Fraud monitoring
Your account is protected by a 24/7 fraud detection team that uses fraud-monitoring software to identify any suspicious card activity.

MasterCard Zero Liability
You’re not responsible for any purchases if your card is used for unauthorized transactions.*

Extended Warranty Insurance**
Doubles the length of the warranty^^ for up to one year on new products you purchase.

Access worldwide
You have access to cash at over 1 million ATMs worldwide through the MasterCard ATM Network.^

MasterCard Easy Savings®
Use your Business Debit MasterCard with qualified purchases at any participating merchants to earn rebates that will be automatically applied to your monthly statement. Register at no cost at Plus, you can add your employees' cards so they get these rebates as well, track your rebates on the site, and learn about new merchants and offers.

There are five business and categories of businesses that give you automatic rebates through MasterCard Easy Savings. To access the rest of your savings, you must sign up online.

  • Firestone Complete Auto Care (save 5%)
  • Fuelman Network of nearly 19,000 gas stations (save 1%)
  • Tires Plus Total Car Care (save 5%)
  • MasterCard Easy Savings Hotel Network (save 4%)
  • Over 10,000 restaurants (save 4%)

MasterCard Business Network
Because MasterCard is dedicated to helping businesses like yours succeed, they've created a resource for accomplishing business tasks quickly, like setting controls on employee travel expenses and purchasing products at a discount. It's free to register, or you can simply go to to learn more or check out the seven easy-to-use tools designed to save you time and money.

MasterCard SecureCode
We offer a free, easy way to protect your account when you make online purchases. It's called MasterCard SecureCode,+ and it's a code you must enter to verify your identity every time you make an online purchase. To get more information, click the MasterCard Secure Code link. To enroll, please contact customer service at 888.300.3193.


Lost or stolen card?

If your ATM/ debit card is lost or stolen, call 888.300.3193 at any time, 24/7.

  • If you know your card number, use the automated system. If you don’t know your card number, a representative will be happy to help.
  • ​If you have additional questions, customer service representatives are also available Monday – Saturday from 8 am – 6 pm (EST) and Sunday from 10 am – 8 pm (EST).
  • You may also visit any Independent Bank branch office to report your missing card. Our banking associates will be happy to assist you. Click here to find the nearest location.

*Certain restrictions apply. Please see for more details.
**Certain restrictions, terms, and conditions apply. Contact 1-800-MasterCard or see your Guide to Benefits (mailed upon account opening) for full details.
^Fees may apply.
^^For manufacturer’s and U.S. brand warranties.
+MasterCard SecureCode only works with participating merchants.