business advantage services

Our innovative services and technology can help you better manage your business finances.

Featured service! Save money with direct deposit for big or small businesses
When you offer your employees payroll direct deposit with Independent Bank’s Small Business Online Banking Package, you save time and money by transmitting direct deposit of net payroll dollars directly for them. It’s a great value for any size company! To learn more, please contact a Business Advantage representative in your area.

About Business Advantage Online services
The site features streamlined navigation and enhanced services that allow you to add your own alerts and manage your cash more efficiently. To sign on, select the link on the left, or use the following link to go directly to the Business Advantage Online.

  • View balances, reports and extended account history online
  • Make stop payments in real-time
  • Service is integrated with Quickbooks and Microsoft Money
  • Enhanced customer support and security features
  • Features increased image capability
  • Expanded ACH, child support and tax payment capabilities
  • Wire origination – domestic and international
  • Research services
  • Positive pay
  • Pay a bill to any person or business in the U.S., Virgin Islands or Puerto Rico

Lockbox services

  • Quality remittance processing at an affordable price
  • Ideal for businesses receiving payments from out-of-town clients
  • Improve funds availability and audit control

Remote deposit capture

  • Process check deposits electronically from the convenience of your office
  • Automate accounts receivable postings

Cash manager sweep

  • Unlimited transactions with a competitive interest rate

Other banking services

  • Visa® business check cards and corporate Visa credit cards
  • Merchant bankcard services
  • Night depository
  • Telephone banking
  • Health savings accounts (HSAs)
  • CDARS® (Certificate of Deposit Account Registry Service)
  • Zero balance accounts
  • Insured cash sweep (ICS)

If you have questions about the enhanced site or services, please contact a Business Advantage representative in your area.