business savings accounts

Designed to help you make the most of your dollars, our business savings accounts are perfect for your savings goals.

EagleFlex savings

  • Earns competitive interest
  • Easy access to funds
  • No monthly service charge with a minimum daily balance of $100 or combined account statements, otherwise an $8.00 quarterly service charge applies

Money market account

  • Tiered interest rate, based on account balance
  • Unlimited in-person deposits or withdrawals
  • Limited check writing privileges
  • No monthly service charge with a minimum daily balance of $1,000, otherwise a $10.00 monthly service charge applies

EagleAdvantage money market

  • Tiered interest rate, based on account balance
  • Unlimited in-person deposits and withdrawals
  • Limited check writing privileges
  • No monthly service charge with a minimum daily balance of $10,000, otherwise a $15.00 monthly service charge applies

Business certificates of deposit

  • Lock into a guaranteed rate of interest
  • Option to choose maturity date
  • Low minimum deposit to open account

Health savings account
A Health savings account (HSA) is a special account owned by an individual in which the funds are used to pay for current and future health care costs on a tax-free basis. The HSA is used in combination with a high deductible health insurance plan (HDHP). Many employers are offering HSAs as a way to lower overall healthcare expenses.

  • Debit card allows for convenient access to funds
  • Minimize health insurance expenses by switching to a HDHP
  • All contributions to the HSA are pre-tax, lowering the gross payroll and reducing the amount of taxes the employer must pay
  • Provide employees with more flexibility in how they pay for health-related expenses

CDARS® (Certificate of Deposit Account Registry Service)

  • Access to FDIC insurance for multi-million-dollar deposits
  • Lock in rate of interest
  • Terms range from four weeks to five years
     

Note: Please refer to our schedule of service(s) and fees for complete information. Some restrictions apply. Includes transfers made online with other Independent Bank accounts. Consult your tax advisor for details.

Business Advantage - Image Ad Business Advantage - Image Ad

bank-owned properties

Find homes and commercial properties throughout Michigan

learn more >>

starting small?

Ask us about SBA loans

learn more >>

business remote deposit

e-check processing

learn more >>